5 Best Rewards Credit Cards of 2025

Rewards credit cards have been a popular financial tool for years, offering users the ability to earn points, miles, or cash back on their purchases. With so many rewards credit cards available, it can be overwhelming to choose the best one for your lifestyle and spending habits. To help you out, here are the top 5 best rewards credit cards of 2025:

Chase Sapphire Preferred® Card

The Chase Sapphire Preferred® Card is a popular choice among frequent travelers and those who dine out frequently. Cardholders earn 2x points on travel and dining and 1x point on all other purchases. The card also offers a generous sign-up bonus of 100,000 points after spending $4,000 within the first three months of account opening. The points can be redeemed for travel through Chase Ultimate Rewards, or transferred to a number of airline and hotel loyalty programs.

Citi® Double Cash Card

The Citi® Double Cash Card offers a simple yet lucrative rewards structure – 2% cash back on all purchases, with 1% cash back earned when you make a purchase and another 1% cash back earned when you pay for that purchase. There are no category restrictions or annual fees, making it an easy card to use for everyday spending.

American Express® Gold Card

The American Express® Gold Card is a great choice for foodies and travelers alike. Cardholders earn 4x points at restaurants worldwide and on up to $25,000 in annual supermarket purchases (then 1x), 3x points on flights booked directly with airlines or on amextravel.com, and 1x point on all other purchases. The card also offers a welcome bonus of 60,000 points after spending $4,000 within the first six months of account opening.

Capital One® Venture® Rewards Credit Card

The Capital One® Venture® Rewards Credit Card is a popular choice for those who value flexibility in their rewards. Cardholders earn 2x miles on every purchase, and miles can be redeemed for travel, statement credits, or transferred to a number of airline and hotel loyalty programs. The card also offers a welcome bonus of 100,000 miles after spending $20,000 within the first 12 months of account opening.

Discover it® Cash Back

The Discover it® Cash Back card offers rotating bonus categories that earn 5% cash back (up to $1,500 in purchases per quarter) and 1% cash back on all other purchases. The bonus categories change every quarter, and in the past have included things like gas stations, grocery stores, and Amazon.com. Discover also offers a unique feature where they match all the cash back earned in the first year for new cardmembers.

When choosing a rewards credit card, it’s important to consider your spending habits and lifestyle to determine which card will provide you with the most value. These top 5 rewards credit cards of 2025 2025offer great benefits and rewards for a variety of users, making them a great starting point in your search for the perfect card. Remember to always pay your balance in full each month to avoid paying interest and to maximize your rewards.