What is Homeowners Insurance Peril? By huemor | March 16, 2023 | Comments Off on What is Homeowners Insurance Peril? Homeowners insurance is an essential investment for homeowners. It offers protection for your home and personal property from a range of perils or risks. A peril is an event that causes damage or loss to your home or personal belongings. Homeowners insurance peril is a term used to describe the specific risks or events that… Read More
Can I Share Renters Insurance With My Roommate? By huemor | March 16, 2023 | Comments Off on Can I Share Renters Insurance With My Roommate? If you’re sharing a living space with a roommate, you might wonder if you can share renters insurance. The answer is both yes and no. Here’s what you need to know. Firstly, renters insurance is an individual policy that provides coverage for personal property, liability, and additional living expenses if you’re unable to live in… Read More
Should You Opt For A High or Low Deductible Healthcare Plan? By huemor | March 8, 2023 | Comments Off on Should You Opt For A High or Low Deductible Healthcare Plan? Choosing a healthcare plan can be an overwhelming experience. It’s hard to know what your needs will be throughout an entire year. If you’re unhappy with your current plan or struggling to decide which one will be best for you, here are a few points to consider before making your choice. What Is a Deductible?… Read More
Health Plan Testimonies From Insurees Like You By huemor | March 8, 2023 | Comments Off on Health Plan Testimonies From Insurees Like You Health insurance can be a complex topic that many people struggle to navigate. With so many different plans and providers available, it can be difficult to know which one is the right fit for your needs. One way to make an informed decision is to read health plan testimonies from insurees like you. Health plan… Read More
How Inflation Affects Commercial Insurance Rates By huemor | March 3, 2023 | Comments Off on How Inflation Affects Commercial Insurance Rates Inflation is an economic term used to describe the general increase in prices of goods and services over time. While it’s a normal part of any economy, it can have a significant impact on the cost of commercial insurance rates. Inflation affects many aspects of the insurance industry, including how insurers set premiums, how they… Read More
Top 5 Risks of Not Having Commercial Coverage By huemor | March 3, 2023 | Comments Off on Top 5 Risks of Not Having Commercial Coverage Running a business comes with inherent risks. Even the most well-prepared business owners can face unexpected challenges that threaten the success and stability of their company. One of the most significant risks that business owners face is not having adequate commercial coverage. Here are the top five risks of not having commercial coverage. Property Damage… Read More
7 Startup Costs Business Owners Need to Know By Katie Homer | March 3, 2023 | Comments Off on 7 Startup Costs Business Owners Need to Know Starting a business can be exciting and rewarding, but it also comes with a lot of expenses. As a business owner, it’s important to be prepared for the startup costs associated with your business. Here are seven startup costs that business owners need to know. Office Space If you’re planning to rent office space, you’ll… Read More
How to Use Life Insurance to Pay Off Debt By huemor | March 3, 2023 | Comments Off on How to Use Life Insurance to Pay Off Debt Life insurance is a powerful tool that can provide financial security and peace of mind for individuals and their families. One of the ways life insurance can be used is to pay off debt. Here’s how to use life insurance to pay off debt. Determine the Amount of Coverage Needed Before purchasing life insurance, it’s… Read More
What is an HSA? By huemor | March 3, 2023 | Comments Off on What is an HSA? HSA stands for Health Savings Account. It is an option you may have heard of, as it is suggested with some insurance plans. We all have to make the hard choice of finding the right insurance plan that works for our situation. A Health Savings Account is an option that is often overlooked. There are… Read More
Your Health Insurance Claim Was Denied…What Now? By huemor | March 3, 2023 | Comments Off on Your Health Insurance Claim Was Denied…What Now? At some point in our lives, we must deal with health insurance. There is no escaping it. Finding out how to deal with the unexpected is essential. It may seem simple. We give them our card, they bill the insurance, and we pay our portion. But what happens when the health insurance company does not… Read More
