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Termite Damage and Homeowners Insurance: What’s Covered and What’s Not

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Termites can be a hidden menace, slowly damaging a home’s structure without leaving immediate signs. Many homeowners wonder if their insurance covers such damage, especially since termite repairs can be costly. Discover whether homeowners insurance covers termite damage, what to look for in a policy, and tips for protecting your home against termites. Does Homeowners…

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Diamonds Are Forever, But Are They Protected? The Ins and Outs of Jewelry Coverage

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Jewelry can hold immense sentimental and financial value, making it essential to protect these pieces from loss, theft, or damage. Whether you’re concerned about safeguarding a new engagement ring, a family heirloom, or any other precious items, jewelry insurance offers the security you need. But is jewelry insurance worth it? Let’s explore how it works,…

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Why Renters Insurance Is Your Financial Safety Net

Couple getting keys from their real estate agent, for their new home.

Renters insurance is one of the most affordable and important forms of financial protection you can get as a tenant. If you’re on the fence about getting it, here are 10 compelling reasons you shouldn’t skip renters insurance: Many renters underestimate the importance of insurance, thinking their landlord’s policy will cover them in case of…

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Homeowner’s Insurance: Understanding What’s Covered

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Homeowner’s insurance is designed to protect you from various financial risks related to your property. However, it’s not always clear what specific events or damages are covered under your policy. From siding replacement to burst pipes, many homeowners have questions about how their insurance will step in to help. In this article, we’ll address five…

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Homeowners Insurance Guide of 2024

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Homeowners insurance is a crucial safeguard for protecting your home and finances. As the housing market evolves and natural disasters become more common, having the right coverage is more important than ever. Updated for 2024, this guide will walk you through everything you need to know about homeowners insurance, from coverage basics to tips on…

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8 Best Homeowner Insurance Companies for 2024

Young couple moving in new home. Sitting and relaxing after unpacking. Searching home decorating ideas on laptop

Protecting your home is crucial, and finding the right insurance company can make all the difference. Updated for 2024, this list of top-rated homeowner insurance providers highlights companies that offer the best coverage, customer service, and affordability. Dive into these industry leaders to find the right fit for your home and peace of mind. State…

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Understanding Homeowner’s Insurance Deductibles: What You Need to Know

Homeowner’s insurance is an essential part of protecting your home and financial stability, but one of the most crucial aspects of your policy is the deductible. The deductible represents the amount you’ll need to pay out-of-pocket before your insurance kicks in to cover a claim. Choosing the right deductible can affect both your monthly premium…

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What is Homeowners Insurance Peril?

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Homeowners insurance is an essential investment for homeowners. It offers protection for your home and personal property from a range of perils or risks. A peril is an event that causes damage or loss to your home or personal belongings. Homeowners insurance peril is a term used to describe the specific risks or events that…

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Can I Share Renters Insurance With My Roommate?

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If you’re sharing a living space with a roommate, you might wonder if you can share renters insurance. The answer is both yes and no. Here’s what you need to know. Firstly, renters insurance is an individual policy that provides coverage for personal property, liability, and additional living expenses if you’re unable to live in…

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Home Warranty vs. Homeowners Insurance: Which is Right For You?

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Becoming a new homeowner is an exciting time. However, it also brings with it a whole new level of responsibility. And now, you’ve got a beautiful home that you’re responsible for protecting from all potential threats. The good news is that you aren’t alone in that—home insurance and other products are available to assist with…

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