Skip to content
Loader

Can a Cash Back Card Help You Might Inflation?

Woman inserting her card into a card reader at a store

Inflation is a battle consumers have been fighting particularly hard over the last couple of years. It has forced consumers to think outside the box in order to save money. Can a cash back credit card help you accomplish that goal? Let’s take a look. How Can a Cash Back Card Help? You might be…

Read More

Is Congress going to Kill Credit Card Rewards?

Zoomed in picture of part of the Capitol Building with an American flag flying

The debt crisis in America is the subject of much debate. There are a lot of myths and misinformation floating around out there, along with plenty of misleading headlines suggesting that we’re on the edge of some financial crisis. The reality is much less bleak. While there is, indeed, an increasing issue with debt in…

Read More

Are You Paying for Someone Else’s Credit Rewards?

Hands opening a brown wallet and taking out a card

Credit rewards are a popular feature of many credit cards. From cash back to airline miles, credit card companies offer a range of incentives to encourage consumers to use their cards. However, not all credit card users are aware that they may be paying for someone else’s credit rewards. In this article, we will explore…

Read More

The Pyschology of Rewards Cards Explained

Hands holding a Mastercard in front of a black background

Rewards cards have been a popular choice for consumers for many years. They offer a range of benefits, from cash back to airline miles, and are designed to incentivize spending. However, the psychology of rewards cards is often overlooked. Why do people use them? What makes them effective? In this article, we will explore the…

Read More

5 Ways to Build Credit with No Credit History

Person retrieving a card from a machine that says "Credit/ATM"

Everyone gets to or is forced to the point when they must leave the nest. It is time to go out into the world and start creating a life. Unfortunately, we are not always prepared for the fact that most large purchases like cars and homes require us to have a credit history. This is…

Read More

Can Balance Transfer Cards Help Improve Your Credit Score?

Person opening Apple Pay on their phone

If you’ve been trying to get out of debt and improve your financial situation, chances are you’ve looked into a balance transfer credit card to help you do so. While this may seem like the answer to many of your problems, can it also help you improve your credit score? Let’s take a look. Too…

Read More

Cash Back Credit Cards: What’s in it for Credit Companies?

Hands holding a brown wallet with cards showing

Every company seeks ways to increase its profits and lower costs. It makes many wonder why Credit Card companies offer cash back. How can they make money if they give a percentage back to the cardholders? Look at the offers that you get in the mail. They are all advertising different offers and rates. So,…

Read More

5 Disadvantages to Using A Balance Transfer Card

Black wallet with bank cards sticking out on a white background

A balance transfer card can be a great financial tool for some people. However, for others it will do more harm than good. Let’s take a look at five cons to using a balance transfer card.  How Do They Work? Balance transfer cards are credit cards that allow you to move an outstanding balance to…

Read More

Who Really Benefits From a Balance Transfer Card?

Zoomed in image of the chip on a credit card

If you’ve been looking into a balance transfer card, you might be wondering if it’s a little too good to be true. Does the consumer or the credit card company benefit more from this type of card? Believe it or not, it can be a mutually beneficial situation. How Do Credit Card Companies Make Money?…

Read More