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How Your Dealerships Can Affect New Car Quotes

When shopping for a new car, it’s important to consider not only the make and model of the vehicle, but also the dealership from which you’re purchasing it. The dealership you choose can have a significant impact on the price of your new car, as well as the financing options available to you. Here are…

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What is Homeowners Insurance Peril?

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Homeowners insurance is an essential investment for homeowners. It offers protection for your home and personal property from a range of perils or risks. A peril is an event that causes damage or loss to your home or personal belongings. Homeowners insurance peril is a term used to describe the specific risks or events that…

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Can I Share Renters Insurance With My Roommate?

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Living with a roommate can help cut costs, but when it comes to renters insurance, sharing a policy isn’t as simple as splitting the rent. While renters insurance is typically designed for an individual policyholder, there are ways to ensure both roommates are properly covered. Can Roommates Share a Renters Insurance Policy? Renters insurance primarily…

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Health Plan Testimonies From Insurees Like You

Healthcare provider with a mask showing a patient with a mask a piece of paper in doctor's office

Health insurance can be a complex topic that many people struggle to navigate. With so many different plans and providers available, it can be difficult to know which one is the right fit for your needs. One way to make an informed decision is to read health plan testimonies from insurees like you. Health plan…

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How Inflation Affects Commercial Insurance Rates

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Inflation is an economic term used to describe the general increase in prices of goods and services over time. While it’s a normal part of any economy, it can have a significant impact on the cost of commercial insurance rates. Inflation affects many aspects of the insurance industry, including how insurers set premiums, how they…

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Top 5 Risks of Not Having Commercial Coverage

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Running a business comes with inherent risks. Even the most well-prepared business owners can face unexpected challenges that threaten the success and stability of their company. One of the most significant risks that business owners face is not having adequate commercial coverage. Here are the top five risks of not having commercial coverage. Property Damage…

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7 Startup Costs Business Owners Need to Know

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Starting a business can be exciting and rewarding, but it also comes with a lot of expenses. As a business owner, it’s important to be prepared for the startup costs associated with your business. Here are seven startup costs that business owners need to know. Office Space If you’re planning to rent office space, you’ll…

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How to Use Life Insurance to Pay Off Debt

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Life insurance is a powerful tool that can provide financial security and peace of mind for individuals and their families. One of the ways life insurance can be used is to pay off debt. Here’s how to use life insurance to pay off debt. Determine the Amount of Coverage Needed Before purchasing life insurance, it’s…

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What Do Age and Gender Have to Do With Auto Insurance Rates? You May Be Surprised…

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When it comes to car insurance rates, many factors can impact what you’ll pay. Some of the most significant factors are age and gender. Although it may seem unfair or discriminatory, insurance companies use actuarial data to determine rates, and these factors are often significant predictors of risk. Age is a crucial factor in determining…

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Is Commerical Insurance Really Worth the Cost?

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Commercial insurance is an essential aspect of running any business. It provides financial protection to a company in case of unforeseen events such as theft, lawsuits, or natural disasters. While many business owners may view commercial insurance as an unnecessary expense, the reality is that it is worth the cost. In this article, we will…

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