Loans
Student Loan Forgiveness Guide
Student loan forgiveness is available to several full-time employees who are working in various fields. Some forgiveness or discharge programs work based on the type of loans that an individual has, such as the Perkins loan program discussed later in this guide. If you’re struggling to keep up with student loan payments and you want…
Read MoreHere’s How I Got My Student Loans Forgiven
Right now, the student loan debt in the United States is right around $1.75 trillion. That’s right—trillion. Students who were sold a college education on a dream and a federally-funded loan are now struggling to repay those loans and have been for some time. The nation’s response has been to create student loan forgiveness programs.…
Read MoreHow to Sell Your Car When You Still Have a Loan
Some people decide that they want to sell their car, even though they haven’t yet paid off their auto loan. The good news is that you can do this. Any consumer has the right to sell their vehicle to another party, provided that they are capable of paying off the loan to transfer the title…
Read MoreBusiness Loan v Personal Loan: Which is Right for You?
Many entrepreneurs and small business owners question whether they should be getting a business loan or a personal loan for their financing needs. Ultimately, it depends on the use of the funds. While a personal loan can be obtained for any number of financial needs, a business loan will have much stricter standards and borrowing…
Read MoreSmall Business Funding: How to Get Capital for Your Business
Starting a business is no doubt a lot of work. One of the biggest issues that will come up is funding that small business. Capital is necessary to get your business off the ground, but where does it come from? There are several possible sources of small business funding out there today, categorized into two…
Read MoreCan’t Qualify for a Personal Loan? Consider These 4 Alternatives
If you need to borrow money but can’t qualify for a personal loan, there are other options available to you. Here are four alternatives to consider: A credit card can be a good alternative to a personal loan if you only need to borrow a small amount of money. Credit cards offer a revolving line…
Read MoreNo-Credit-Check Loans: Borrowing Options and Alternatives
No-credit-check loans may seem like a good option if you have bad credit or no credit history. However, they often come with high interest rates and fees that can lead to a debt trap. In this article, we’ll explore the borrowing options and alternatives to no-credit-check loans. What Are No-Credit-Check Loans? No-credit-check loans are loans…
Read MoreHow to Knock Out Credit Card Debt With a Personal Loan
Credit card debt can be overwhelming, especially when you’re struggling to make minimum payments and the interest continues to pile up. But there is a way to knock out credit card debt with a personal loan. Here’s how: Assess Your Credit Situation Before applying for a personal loan, it’s important to assess your credit situation.…
Read MoreEmployer Student Loan Repayment: What it is and How to Get it
Employer student loan repayment is a benefit that allows employers to help employees pay off their student loans. It’s a relatively new benefit that has gained popularity in recent years due to the rising student debt crisis in the United States. In this article, we’ll explore what employer student loan repayment is and how you…
Read MoreHow Does the Federal Government Affect Student Loans?
Student loans are a hot topic in today’s world, especially with the increasing cost of tuition and the high levels of student debt. One major player in the student loan landscape is the federal government. The federal government has a significant impact on student loans, from setting interest rates to offering loan forgiveness programs. Here…
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