Loans guidance for you

Personal Loans

As the name suggests, personal loans are not one-size-fits-all. Everything from your financial credentials to big picture goals should factor into your decision — along with our expert tips, user reviews, loan comparisons, and calculators ahead.

Learn More

Basics Best of By Location Resources

Get your best quote and rate!

Personal Loans Basics

2025 Income Requirements for Personal Loans

As we move into 2025, the income requirements for personal loans are expected to remain relatively consistent with previous years. Income requirements are set by individual lenders and can vary… Read more

3 min read

Personal Loan Myths Debunked

There are a lot of myths circling around personal loans. What’s true and what isn’t? Here’s a look at some of the most common misconceptions surrounding personal loans. Only Banks… Read more

4 min read

Business v. Personal Loans: Which is Right for You?

Making the choice between a business loan and a personal loan depends entirely on your circumstances. Here are some facts about each that should help guide you in the right… Read more

4 min read

How to Get a Personal Loan in 4 Simple Steps

If you need to borrow money for any personal reason, a personal loan can be a great option. Personal loans can be used for a wide range of purposes, such… Read more

3 min read

Best of Personal Loans

Best Personal Loan Rates of 2025

If you're in need of some extra cash for a large expense, such as home renovations, a…
Read more

3 min read

Poor Credit? No Sweat. Here are 5 Personal Loans to Consider

If you have bad credit, it can be difficult to get approved for a personal loan. However,…
Read more

3 min read

4 Low-Income Personal Loans for the Frugal Borrower

Personal loans can be a great resource for those in need of extra cash to cover expenses…
Read more

3 min read

Personal Loans by State

View Personal Loan Rates By State

Personal loan regulations and requirements vary by state in the US. Each state has its own laws and regulations governing personal lending, which can impact interest rates, loan terms, and borrower protections. Some states may have additional requirements for personal lenders, such as licensing or maximum interest rate limits, while others may have specific rules for debt collection practices. It's important for borrowers to understand their state's laws and regulations when seeking a personal loan, and to work with a licensed lender to find the best loan to meet their needs.