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7 Best Low Interest Cards

When it comes to credit cards, low interest rates can be crucial for managing your finances and avoiding high-interest debt. Here are seven of the best low-interest credit cards to consider:

  1. Citi Simplicity Card: This card offers a low, fixed interest rate on purchases, balance transfers, and cash advances. It also has no late fees, penalty rates or annual fee.

  1. Discover it Balance Transfer: This card offers a 0% introductory APR on balance transfers for 18 months, after that, a variable APR that’s currently 11.99% – 21.99% depending on creditworthiness. Additionally, it also comes with a cash back rewards program and no annual fee.

  1. Wells Fargo Platinum Card: This card offers a 0% introductory APR on purchases and balance transfers for 18 months and after that, a variable APR that’s currently 14.49% – 24.99% depending on creditworthiness. It also has no annual fee and benefits such as, cell phone protection and access to concierge services.

  1. Capital One Quicksilver Card: This card offers a 0% introductory APR on purchases and balance transfers for 15 months, after that, a variable APR that’s currently 14.49% – 24.49% depending on creditworthiness. Additionally, it also comes with a cash back rewards program and no annual fee.

  1. Bank of America® Travel Rewards credit card: This card offers a 0% introductory APR on purchases for 12 billing cycles and after that, a variable APR that’s currently 15.24% – 25.24% depending on creditworthiness. Additionally, it also comes with a travel rewards program and no annual fee.

  1. USAA Rate Advantage Visa Platinum Card: This card offers a low, fixed rate on purchases, balance transfers, and cash advances, with no annual fee. It’s available to military members and their families, however, in order to become eligible to apply for a card, you will have to meet USAA’s membership requirements.

  1. Amex Blue Cash Everyday: This card offers a 0% introductory APR on purchases for 15 months, after that, a variable APR that’s currently 14.49% – 25.49% depending on creditworthiness. Additionally, it also comes with a cashback rewards program and no annual fee.

It’s important to note that these are just a few examples of low-interest credit cards available on the market. As always, it’s important to carefully review the terms and conditions, and do your due diligence before making a final selection.

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