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5 Ways to Build Credit with No Credit History

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Everyone gets to or is forced to the point when they must leave the nest. It is time to go out into the world and start creating a life. Unfortunately, we are not always prepared for the fact that most large purchases like cars and homes require us to have a credit history. This is…

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Can Balance Transfer Cards Help Improve Your Credit Score?

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If you’ve been trying to get out of debt and improve your financial situation, chances are you’ve looked into a balance transfer credit card to help you do so. While this may seem like the answer to many of your problems, can it also help you improve your credit score? Let’s take a look. Too…

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5 Disadvantages to Using A Balance Transfer Card

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A balance transfer card can be a great financial tool for some people. However, for others it will do more harm than good. Let’s take a look at five cons to using a balance transfer card.  How Do They Work? Balance transfer cards are credit cards that allow you to move an outstanding balance to…

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Who Really Benefits From a Balance Transfer Card?

Zoomed in image of the chip on a credit card

If you’ve been looking into a balance transfer card, you might be wondering if it’s a little too good to be true. Does the consumer or the credit card company benefit more from this type of card? Believe it or not, it can be a mutually beneficial situation. How Do Credit Card Companies Make Money?…

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Cash Back Credit Cards: What’s in it for Credit Companies?

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Every company seeks ways to increase its profits and lower costs. It makes many wonder why Credit Card companies offer cash back. How can they make money if they give a percentage back to the cardholders? Look at the offers that you get in the mail. They are all advertising different offers and rates. So,…

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Backfired! How to Avoid Losing Money with a Cash Back Credit Card

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We have all received multiple offers in the mail for different credit cards. Printed in big, bold letters is always what makes their card better than the rest. With all the various offers, they have to be a great deal. They want you to think you are getting a better deal with them. Using their…

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Why I Stopped Using My Cash Back Credit Card

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There are many options to choose from when looking for a credit card. One that can be seen all over is the cash back credit cards. Who doesn’t want to get paid for spending? It seems like a great idea. But that is not always the way it turns out. And many have canceled their…

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6 Best Travel Credit Cards for Saving Money in 2023

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Traveling can be a fantastic way to explore the world, meet new people, and experience new cultures. However, it can also be expensive. Fortunately, there are several travel credit cards that can help you save money on your travels. In this article, we will explore six of the best travel credit cards for saving money…

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3 Best Travel Credit Cards for Bad Credit

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Travel credit cards can be an excellent way to save money on your travels, but many people with bad credit assume that they are not eligible for these types of cards. However, there are several travel credit cards available for those with bad credit, and in this article, we will explore three of the best…

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Pack Those Bags! 5 Best Travel Credit Cards for Traveling Abroad

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Traveling abroad can be an exciting and rewarding experience, but it can also be expensive. One way to save money on your international travels is to use a travel credit card that offers rewards and perks specifically designed for overseas use. In this article, we will explore the five best travel credit cards for traveling…

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