Auto insurance typically covers the cost of repairs or replacement of your vehicle in case of an accident, as well as liability for any damage or injury you may cause to others while driving.

Liability insurance is a type of auto insurance that covers the cost of damages or injuries you may cause to others while driving.

Collision insurance is a type of auto insurance that covers the cost of repairs or replacement for your vehicle in the event of an accident.

To choose the right auto insurance policy, you should consider factors such as your budget, driving history, and the level of coverage you need. It’s also important to compare rates from different insurance companies to find the best value.

A deductible is the amount you pay out of pocket before your insurance coverage kicks in. A higher deductible can lower your insurance premiums, but may also mean you have to pay more in the event of an accident.

Auto insurance rates are affected by factors such as your age, driving history, location, type of vehicle, and level of coverage.

Insurance companies may offer discounts for factors such as safe driving, multiple policies, good credit, and low mileage.

If you are involved in an accident, you should exchange contact and insurance information with the other driver, take photos of any damage, and contact your insurance company as soon as possible to report the incident.