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Potential Downsides of a Balance Transfer Card

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Every step we make in the financial world has an upside and downside. Knowing both sides help us to make the correct moves for our lifestyles. A Balance Transfer Card can seem like the perfect solution to some individuals. It is an opportunity to roll multiple card balances into one sum. Instead of deciding how…

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What NOT to Do When Selecting a Balance Transfer Card

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A balance transfer card can be a great tool to get our finances back under control. When getting a Balance Transfer Card, the thought is that you will move debt from other credit cards to it. Carrying multiple balances with ranging interest rates can be confusing. Do you pay the minimum on all? Which one…

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The Pros and Cons of Balance Transfer Credit Cards

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Balance transfer credit cards can be a useful tool for those looking to consolidate high-interest credit card debt or simplify their finances. While there are certainly benefits to using a balance transfer credit card, there are also potential drawbacks that should be considered. In this article, we’ll discuss the pros and cons of balance transfer…

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Balance Transfer Credit Cards Explained

Hands tapping a white credit card on a card reader

A balance transfer credit card is a type of credit card that allows you to transfer the balance from one or more existing credit cards to a new card with a lower interest rate. This can be a useful tool for people who are struggling to pay off high-interest credit card debt or who want…

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5 Ways to Build Credit with No Credit History

Person retrieving a card from a machine that says "Credit/ATM"

Everyone gets to or is forced to the point when they must leave the nest. It is time to go out into the world and start creating a life. Unfortunately, we are not always prepared for the fact that most large purchases like cars and homes require us to have a credit history. This is…

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